Marie Borner | Danbury Real Estate, Brookfield Real Estate, Bethel Real Estate


One level living has it all.Thsi ranch style home offers4 Bedrooms, 2 full baths. Very spacious living room. Large Kitchen. Hardwood floors throughout. Deck with western views of Candlewood lake to enjoy the beautiful sunsets. Power awning on deck . Central air conditioning. Oil heat. Roof 5 years old. Generator hookup. City water. 2 car garage. Huge unfinished basement waiting for your ideas. Ramp in the rear to deck for handicapped access. All this located in Pleasant Acres where you can enjoy private community beach . Docks available. Ask about fees. Very reasonable. Make it yours before the boating season starts.

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Aside from your realtor, your lender will be one of the people that you work the most closely with when you’re buying a home. Before you even sign on with a lender, there’s a few questions that you should ask. Don’t feel pressure from a certain lender before you understand what their areas of expertise are. You don’t want to end up with homebuyer’s remorse because you didn’t do the right research before you signed the deal on a home.   


Can You Tell Me About Programs For First Time Homebuyers? 


There are so many great programs for first-time homebuyers. If the lender you choose can’t help you with these programs, maybe this isn’t the right lender for you. If your lender lacks knowledge in the areas that you need, you probably want to shop around.


How Can You Help Me Qualify For The Loan I Need?


Many times, loans have very specific qualifications that you need to meet. Even if you think you might not meet those requirements due to things like a low amount of down payment or a job change, your lender can often help you to find the details in your situation to help you qualify for a loan. For example, you may have recently changed jobs, but if you have stayed in the same field, your lender can help you to explain these circumstances so that you can still qualify for the loan. 


Are There Downpayment Assistance Programs Available?


There are also many programs and loan types available to help buyers get a home with less than a 20% downpayment. Some loans offer good interest rates with less than a 20% downpayment. There are also many grants and downpayment assistance plans available. It’s important to ask questions to know the right information for your loan circumstances.


What Fees Do You Charge?


Some lenders do charge an array of fees. You don’t want to sign on with a lender and then close on the loan, only to find out that you’re knee-deep in fees in addition to all of the closing costs that you have to pay along with the home purchase. 


How Will You Communicate With Me


Just like your Realtor, it’s important that your lender communicates with you in a timely manner. Buying a home requires that documents and offers are in on time to secure your home. Don’t let anything fall through the cracks by hiring people on your home search that may lapse in their communication with important information.


If a seller approves your offer to purchase his or her house, conducting a home inspection likely will be the next step of the property buying cycle. Although you may have the option to forgo a house inspection, you should not avoid this evaluation. Because if you forgo a home inspection, you may wind up purchasing a house that fails to meet your expectations.

Ultimately, there are many reasons to perform a house inspection before you finalize a home purchase, and these reasons include:

1. You can gain deep insights into a house's condition.

A home showing enables you to get an up-close look at a residence so you can determine if a residence is right for you. Meanwhile, an inspection goes one step beyond a showing, as it allows you to work with a property expert to analyze all aspects of a house.

During a home inspection, a property expert will walk through a house and analyze the residence's underlying condition. Then, this property expert will provide an inspection report that details his or her findings.

It is important to assess an inspection report closely. That way, you can learn about a home's condition and decide whether to continue with a house purchase.

2. You can review potential property repairs.

If you want to identify potential house repairs, a home inspection is key. If you conduct a home inspection, you can find out about possible property repairs, review the costs associated with them and plan accordingly.

Of course, if the costs of home repairs are significant, you may want to request a price reduction from a house seller. On the other hand, if various home repairs are simple to complete on your own, you may want to proceed with a home purchase.

3. You can make the best-possible homebuying decision.

Let's face it – buying a home may be one of the biggest decisions you will make in your lifetime. If you make a poor decision, you may suffer the consequences of your choice for an extended period of time.

Thanks to a home inspection, you can gain the insights you need to make a data-driven home purchase. Best of all, you can use a home inspection to perform a full analysis of a house and feel good about your decision to buy a residence.

As you get ready to pursue a house, you should hire a real estate agent as well. This housing market professional can help you prepare for a house inspection and complete other homebuying tasks.

For example, a real estate agent will attend a home inspection with you. And after a home inspection is finished, you and your real estate agent can review the inspection results together. Finally, your real estate agent can offer an honest, unbiased recommendation about how to proceed following a house inspection.

Ready to find and acquire your dream home? Conduct an inspection as part of the homebuying process, and you can learn about a house and determine whether a residence matches your expectations.


2 Wondy Way, Danbury, CT 06811  

Residential
$339,000
Price
6
Total Rooms
4
Bedrooms
2
Baths
One level living has it all.Thsi ranch style home offers4 Bedrooms, 2 full baths. Very spacious living room. Large Kitchen. Hardwood floors throughout. Deck with western views of Candlewood lake to enjoy the beautiful sunsets. Power awning on deck . Central air conditioning. Oil heat. Roof 5 years old. Generator hookup. City water. 2 car garage. Huge unfinished basement waiting for your ideas. Ramp in the rear to deck for handicapped access. All this located in Pleasant Acres where you can enjoy private community beach . Docks available. Ask about fees. Very reasonable. Make it yours before the boating season starts.


One level living at its best. Great first time home buyer or if your looking to downsize. This lovely 3 bedroom ranch offers a fabulous and spacious family room with fireplace to snuggle up near on those chilly winter nights. Door to private deck overlooking side yard and screened gazebo.Gleaming hardwood floors in living room, family room and bedrooms Living room has a second fireplace and lots of natural light. Bathroom has a stall shower and a jetted tub. Lovely property. Close to I-84 and shopping. Seller says sell. Don't miss this one.

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